Health Insurance

http://www.healthcare.gov/foryou/large/index.html

Over 95% of employers with more than 50 employees offer health insurance. But since 2000, employer premiums have doubled. When employers pay more for insurance, they have less money to invest in the company and may be forced to pay lower wages or shift health care costs to their employees. The economic impact of America’s uninsured is also significant, costing our nation between $76 billion and $152 billion per year in lost productivity. The health insurance reform bill called the Affordable Care Act helps control costs in various ways even as it protects current plans.

HealthCare.gov: Take health care into your own hands.

We accept comments in the spirit of our comment policy:

http://newmedia.hhs.gov/standards/comment_policy.html

U.S. Department of Health & Human Services (HHS)
http://www.hhs.gov

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Technorati Tags: Employer, ESI, premiums, sponsored

Saint Yared Health Maintenance Plan is an innovative healthcare financing mechanism that links the financial resources attained by members of the Ethiopian Diaspora with the healthcare needs of their families living in Ethiopia.

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Single Payer: employers want it, doctors want it, people want it. The OTHER Truth About Health Care Reform.

Single Payer V. Public Option

http://www.singlepayeraction.org/blog/?p=960

This is a video response to “The Truth About Health Care Insurance Reform”

Linda Douglass, the communications director for the White Houses Health Reform Office, addresses a story that makes it look like the President intends to eliminate private coverage, when the reality couldn’t be further from the truth.

“the reality couldn’t be further from the truth.” …admitting it’s all about protecting insurance companies.

Obama, a REAL democrat? The reality couldn’t be further from the truth.

notice: “Health INSURANCE reform”, not health CARE reform.

Obama’s Family Physician Dr. David Scheiner Prescribes Single-Payer for America

Obama Said He Supports Single Payer
http://www.youtube.com/watch?v=fpAyan1fXCE

Duration : 0:5:12

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Former Clinton advisor and national pundit Paul Begala on Minnesota’s unique role in the health insurance reform debate.

Begala spoke about Minnesota’s unique role in the reform debate – as the home to both the Mayo Clinic and Rep. John Kline (R) who is the highest ranking Republican on the House Health, Education, Labor and Pensions committee which is key in building reform legislation.

Last week, Kline’s colleague in the House and representative of the nearby district, Tim Walz (D) invited Kline to attend a bipartisan townhall to have a real conversation about the need for health insurance reform. Walz offered to do the same for Kline and attend a similar meeting in Kline’s district. Kline declined the offer.

“Health care is a huge issue in both districts ,” Begala said, referring to the fact that the Mayo Clinic is located in Walz’ district but close enough to Kline’s that many of his constituents work there. “During August, members can go home and talk to real people…. this could have been a breakthrough moment…. He’s the top Republican on this committee, and he doesn’t want to meet .”

Begala also talked about his past work with President Bill Clinton in trying to get health care reform passed in 1994, and how Republicans blocked those efforts.

“The fact that they were able to block health care reform in 1994 has caused health insurance costs to double,” Begala said. “When they [Republicans] come back to Washington, it’s a pretty safe bet they will be absolute obstructionists…..What Republicans are defending, though, is the status quo. If this keeps up, the average family of four will spend $36,000 a year on health insurance. That’s unsustainable.

“That’s fine if they are happy with the status quo that says thousands of Americans can have their health insurance coverage denied, and thousands more are priced out of the market. I though president Obama explained it best when he said there is a plan that will bankrupt all of us, it’s the status quo. That plan is the Republican plan.”

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Technorati Tags: Begala, bill, Congress, debate, Dusty, DUSTYTRICE.COM, hall, HEALTH, healthcare, INSURANCE, john, Kline, meeting, Minnesota, MN, obama, paul, president, reform, Rep, Senate, Tim, town, Trice, Walz

http://www.YouTheSmartBuyer.com/aging-parents – Caring For Your Aging Parent

One thing that cannot be avoided on the lives of all people is: increased age and grow old!

Or if you are caring for an aging parent, you’d better have a plan for it.

Caring for an aging parent is not only emotionally draining, but requires you to make decisions that will affect you legally and financially for the rest of your life…long after your parent is gone!

With the plan you have, you can take control of the situation and safeguard your family from the pitfalls many others have fallen into

Long-term plans are absolutely necessary to handle the aging parent, so you do not get caught short!

Conceivably, you have to deal with nursing homes…difficult discussions with parents, partners, Siblings and children.

Navigating medical care including…. finding the right Doctor, managing medications, and how to handle hospital stays

Stay grounded with so many competing interests of family, doctors, insurance companies and your loved one…without going crazy.

You Can Handle them with ease.
You just simply visit:
http://www.YouTheSmartBuyer.com/aging-parents

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Effective six months from now, the Patient Protection and Affordable Care Act requires insurers to permit children to stay on family policies until age 26. This provision applies to all plans in the individual market, new employer plans and existing employer plans if a young adult is not eligible for employer coverage.

According to the Kaiser Family Foundation, young adults ages 19-29 make up 30% of the uninsured population. Many states don’t provide health care coverage to adult children of policyholders once the child turns 19, and all too often, young people are not picking up a plan on their own. “The great news is that every parent is going to know that they have the ability to keep their children covered on their insurance, getting the medical care that they need,” said Sen. Debbie Stabenow. “And they’re going to be able to go out into the world of work knowing that they’re not going to have to worry about what happens if they get sick.

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The Diabetes Report

http://www.diabetesreport.com

Recently, I found out that I have type two diabetes. My condition didn’t happen overnight and probably could have been prevented.

According to my doctor most diabetics, get diabetes from the lack of exercise, being over weight and not eating the right nutrients food groups.

Please, for pete sakes have your blood sugar level checked, exercise, eat right and have a semi-annual check-up with your doctor. God Bless You and Yours, Jimmy.

About Us American Health Care You Can Trust: http://jameseveritt.mymedquotes.com/HomePage.aspx

“Health care reform is no longer just a moral imperative, it is a fiscal imperative. If we want to create jobs and rebuild our economy, then we must address the crushing cost of health care this year, in this Administration.”

- President Barack Obama
White House Forum on Health Reform: http://www.healthreform.gov

Share your stories and ideas about why we need health reform this year: http://www.healthreform.gov/communityreports/comments.html

Protecting Families and Putting More Money in Your Pocket. How Health Insurance Reform Will Lower Costs and Increase Choices. All Americans believes that comprehensive health reform should:

*Reduce long-term growth of health care costs for businesses and government

*Protect families from bankruptcy or debt because of health care costs

*Guarantee choice of doctors and health plans

*Invest in prevention and wellness

*Improve patient safety and quality of care

*Assure affordable, quality health coverage for all Americans

*Maintain coverage when you change or lose your job

*End barriers to coverage for people with pre-existing medical conditions

*Reduces preventable readmissions

*About Us American Health Care You Can Trust: http://jameseveritt.mymedquotes.com/HomePage.aspx

*Health Access Limited-Benefit Plans: https://consumer.eassuranthealth.com/im/consumer/ease/AgentLink.aspx?PR=4&ID=52FB9D0391D92A11F0ABB8C6BBC0F5B7

*Individual & Family Health Plans: https://consumer.eassuranthealth.com/im/consumer/ease/AgentLink.aspx?ID=52FB9D0391D92A11F0ABB8C6BBC0F5B7

*Short Term Medical Insurance: http://www.stminsurance.com/5EDEEDEC915091965129F6499EC51937

*Student Health Insurance: http://www.studentselectinsurance.com/5EDEEDEC915091965129F6499EC51937

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eHealthInsurance Offers Five Last-Minute Tips For Open Enrollment

Families May be Able to Save Money by Putting Dependents on Individual Plans

eHealthInsurance, the leading online source of health insurance for individuals, families and small businesses, released five tips for consumers looking to manage their health insurance budgets during open-enrollment, the traditional time of year when individuals with employer-sponsored coverage have the option to make additions, changes or deletions to their health care benefits. For most U.S. companies, open-enrollment often runs from the first of October through the end of December.

In todays economic climate, employees may be looking to trim costs any way possible. To help make the right decision, eHealthInsurance recommends the following Top 5 Tips for Open-Enrollment.

1.Review Every Plan: Start reviewing every plan available from your employer now. You may be able to choose a plan that would cost less if you were later required to pay the entire premium through COBRA. Always make sure that the plan you choose will cover the health care benefits you need for the coming year.

2.Evaluate Premiums: Look at the premium for your current employer-sponsored plan and see if that premium is increasing. If saving on your monthly share of the premium is a priority, you may want to revisit this plan and opt for one of the less expensive plans available from your companys benefits provider.

3.Shop Smarter: Buy only what you need and potentially save on the monthly premium. Choosing a high deductible plan is smart for some individuals and families because it typically reduces monthly premiums, but you must be prepared to pay the amount of the deductible in the coming year as health care needs arise.

4.Compare with your Spouse: Check your spouses plan to see if the employee share of the premium is more or less than your plan. It may be more cost-effective to insure you or your family under their plan.

5.Mix and Match: Depending on health conditions, it can be less expensive for certain family members to be on a separate plan than the employer-sponsored plan. Do the math on separate policies if there are special needs. It’s easy to price individual and family plans online.

Visit http://www.ehealthinsurance.com/ for free online health insurance quotes.

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Technorati Tags: eHealthInsurance, health insurance, health plans, medical insurance, open enrollment

Karen Ignagni, president of America’s Health Insurance Plans (AHIP), a trade association representing insurers, talks with the Foundation’s Jackie Judd about
AHIP’s plan for broader coverage, the importance of organizations coming together to achieving change and what government and the next President need to do to change the status quo.

Duration : 0:8:15

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Technorati Tags: America, care, family, foundation, HEALTH, Ignagni, INSURANCE, kaiser, karen, plans, reform

What if you already have health insurance through your employer? What does health care reform have to offer YOU?

This isn’t about “other” people. It’s about you and your family.
It’s about your future.
You’ve probably noticed that premiums are skyrocketing.
Theyve doubled in eight years, and theres no end in sight.
But you’re also paying a price in ways that arent so obvious.
If you have an employer plan, youre paying for it with lower wages.
Youre also being charged to cover people who don’t have insurance.
These costs are rising fast. But the potential costs you face are even more dangerous.
Hopefully, you wont suffer a major illness. But if you do, it could ruin you financially.
We often hear from people who are shocked to learn what their insurance does NOT cover.
Three-fourths of people who go bankrupt because of medical bills actually had coverage. [New York Times 7/1/09]
But let’s say you are satisfied with your insurance coverage.
How safe you are from losing it?
The answer for a lot of people is: Less safe than you realize.
This can happen if you lose your job, or you change jobs. Or maybe your employer stops offering health care.
Right now, more than 14,000 people are losing coverage every day. Families USA]
Every day.
When that happens, you and your family are at the mercy of the individual insurance market, which can turn down — or charge unaffordable premiums — to anyone they think might get sick.
All the problems I’ve described are getting worse.
They are affecting more people every day including people who thought they had nothing to worry about.
The hopeful news is that health care reform would protect you and your family.
Health reform would guarantee that you always have choices of quality, affordable coverage no matter what happens.
That’s whether you lose your job, get sick or switch jobs for any reason.
These aren’t rare events that only happen to “other” people. These things happen all the time.
They could happen to you.
And if they do, don’t you want protection you can count on?

Duration : 0:2:37

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