Group Health and Business Insurance
Individual Health Insurance
Life Insurance
Disability and Long Term Care Insurance
Annuities
Wealth Management Consulting
Medicare Supplement Plans
Business Liability Consulting
401K
Duration : 0:2:4
Camarillo Group Health Insurance. CALL 818-348-4944 http://www.localvideo.tv/california-ca/camarillo/financial-group-health-insurance-plans Group Medical http://www.localvideo.tv/california-ca/camarillo/financial-group-health-insurance-plans
Duration : 0:1:17
http://www.pbs.org/nbr/site/features/special/retirement_HOME/ Original PBS Airdate: August 8, 2008 In this report from Nightly Business Report’s “Get Your Finances Ready for Retirement” series, Joe Collum examines Health Care costs in retirement. Medicare, Medigap and long-term care insurance—how will you cover costs?
“Get Your Finances Ready for Retirement” is a year-long series designed to help soon-to-be and recent retirees make the financial transition from work life to retirement life. Look for the latest retirement segments to appear on the web on alternate Tuesdays of every month. For more information visit:
http://www.pbs.org/nbr/site/features/special/retirement_HOME/
Duration : 0:3:30
This Americas Social Security Report deals with the relation between economic cycles and social
insurance. Needless to say, this is pretty much why we have social security. Many other goals often
related to the public discourse to pension, health, or unemployment insurance take a back seat to
the issues of massive employment loss, of increased uncertainty by families around their economic
ability to care for the old, the disabled and the children, and of the fear of facing a grave illness and
not being able to access adequate health care services.
The first chapter relates our times to those of the Great Depression. The historical
comparison shows two key differences: governments today are much better prepared to support
the national economy to deal with the recession, and social security provides a framework to avoid
conditions of excessive financial hardship to families. The second chapter discusses the reality
that current unemployment rates may continue to be an issue long after the current recession
ends. Long-term unemployment is a present danger for most countries in our region, and will shape
our economies for years to come.
Duration : 0:7:49
About one million laid-off workers will see their unemployment benefits end in January unless Congress acts quickly to renew existing federally paid extensions, according to a new survey and legislators and state officials.
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A man waits to use a free telephone to speak with an adviser about collecting unemployment benefits in Calexico, Calif.
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Standing in line at a job fair sponsored by Monster.com in New York City earlier this month.
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The record extension of emergency benefits that was signed into law on Nov. 6 was widely praised as a lifeline for hundreds of thousands of Americans who had spent a year or more in fruitless searches for jobs.
The new law provided up to 14 weeks of federally paid aid to unemployed people who had exhausted existing state and federal limits, benefits that already lasted up to 79 weeks in many states. And for the majority of states with particularly high unemployment, it added six more weeks of payments, bringing the potential total to 99 weeks.
But many legislators, state aid officials and struggling workers apparently failed to read the fine print. The added federal benefits were built on a series of previous extensions that are slated to end on Dec. 31, unless Congress renews these programs. People who lost their jobs after July 1 of this year, for example, would receive no federal extensions once their customary six months of state aid ran out.
While discussions have started, Congress is not yet considering a specific proposal. And unless it acts before the Christmas break, officials warn, the extensions will end. If Congress, now caught up in the health care overhaul, delays action until next year, millions would face gaps in aid that many thought would be automatic.
There are six people looking for every available job, and these payments are enabling people to pay their mortgages and put food on the table, said Representative Jim McDermott, Democrat of Washington, who championed the Nov. 6 law and hopes to light a new fire under Congress.
Duration : 0:3:33
HOST: Sarah Markarian
TOPIC: “Cancer and the Law” (Cont’d)
2) The (Federal) Americans With Disabilities Act (ADA) (Cont’d)
c) “Reasonable Accomodation” Part II
3) FEHA: California’s Fair Employment and Housing Act
a) Who qualifies?
b) What is “disabled” under FEHA?
4) The (Federal) Family and Medical Leave Act (FMLA)
a) Who qualifies for leave under FMLA?
b) How much leave do I get? Under what terms?
c) Who qualifies for FMLA?
5) California’s SDI (State Disability Insurance)
a) Who qualifies for payouts?
6) FTDI: California’s Family Temporary Disability Insurance
a) For caregivers, not the disabled
b) Allows some caregivers to collect a percentage of wages during portion of an FMLA medical leave
7) COBRA (Federal)
a) Employer requirements for coverage
b) What are “Qualifying Events”?
c) Who qualifies for COBRA?
d) How much coverage is available?
State “Mini-COBRA” coverage
a) CAL-COBRA explained
9) The “Mini-COBRA” law
Duration : 0:8:45
A look at the pros and cons of spending your HSA dollars vs your personal savings.
Duration : 0:4:39
How a Medicaid spend down works http://www.goemanagency.com/
A guide to organizing and managing your HSA Records.
A guide to the items you can pay for with a Health Savings Account.