Health Insurance

Take Back Talking Points is back from the dead. This episode we discuss the health care reform bill passed by the House and the swine flu and the vaccine controversy. We talk about the public option and whether it will be effective, forced health insurance and a possible big handout to the insurance industry, and the H1N1 (swine flu) virus, how serious a threat it might actually be, and we try to make some sense out of the vaccine controversy. And we go on some interesting tangents on the economy in general, worker exploitation, and Afghanistan.

Joining me this episode are Zach, aka FeelFreeToArgue, and Brendon, aka Funkalunatic.

http://www.youtube.com/user/feelfreetoargue

http://www.youtube.com/user/funkalunatic

Take Back Talking Points is a progressive roundtable talk show which will hopefully begin to appear on YouTube on a regular basis. The different segments of the full show appear on the YT channels of the participants, so the most convenient way to view the entire thing is to use this playlist:

http://www.youtube.com/view_play_list?p=FE404CC08526743E

Thanks for watching, and don’t forget to rate, share, subscribe, and comment, and tell us what you think of the show. And let us know if there are any topics in particular you’d like to hear us discuss.

Duration : 0:10:57

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(800) 898-0864 Health Insurance Meridian Laurel Hattiesburg MS Medicare Suppliments Coverage Savings Life http://www.healthinsuranceucanafford.com Jim Young Insurance Agency has been in business for 40 years in Mississippi and we have the expertise to handle your insurance needs. To give you greater access to our services, we developed a comprehensive website where we offer FREE instant online insurance quotes and applications from major health insurance carriers. Furthermore, you can, in many cases, complete the application online and send it directly to the company.

For additional information or to speak with an insurance expert, please call (800) 898-0864 or email us at young-ins@comcast.net.

Duration : 0:0:37

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At a press conference in the U.S. Capitol, Senate Republicans emphasize that the Democrats health care bill which would hike premiums, raise taxes, and cut Medicare is not a solution to our current health care challenges.

Duration : 0:1:38

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Duration : 0:0:31

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Duration : 0:0:35

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Technorati Tags: HEALTH, INSURANCE, Medicare, supplement

Barry Mowbray from the North Carolina Seniors’ Health Insurance Information Program better known as SHIIP talks about Medicare Premiums for Parts A & B.

Duration : 0:9:2

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Technorati Tags: Discussion, economic, HEALTH, howto, INSURANCE, Medicare, Parts, premiums

Rep. Eshoo appears on C-SPAN’s morning interview program, the “Washington Journal” to take questions from callers about the health insurance reform plan Congress is considering. In part 2, Rep. Eshoo responds to a callers question about the employer-based health insurance system in the U.S., and how reform will benefit the currently insured.

Duration : 0:1:41

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Duration : 0:0:35

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Technorati Tags: INSURANCE, Medicare, supplement

Chair of the Pikes Peak chapter of the Sierra Club, Jane Ard-Smith, addresses the rally before the march.

Top Myths about Healthcare Reform
Myth 5:
It will ban private health insurance for individuals. Those who currently have private individual coverage won’t be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.

Fact: It doesn’t outlaw private insurance. There will be individual policies available, but people will buy those policies through the national health insurance exchange, she said. The House bill allows for existing policies to be grandfathered in, so that people who currently have individual health insurance policies will not lose coverage. The line the editorial refers to is a clause that says the health insurance companies cannot enroll new people into the old plans.

Individual private health insurance means coverage that someone buys on his or her own from a private company. In other words, it’s for people who can’t get coverage through work or some other group, and the rates tend to be much higher.

Background: Page 16 defines what coverage will be considered grandfathered coverage; that is, coverage in existence today which would not be in compliance with new standards imposed by the law.
What it says: Any individual insurance policy (as opposed to a group insurance policy) that is in effect today will be permitted to remain in effect; however, any new policies issued after the law becomes effective will be required to comply with the standards set out in the section relating to policies offered via the new Health Insurance Exchange.
What it does: The purpose of the provision is to bring policy offerings into line with the minimum benefit tiers and provisions required under the new law
Source: HR 3200, America’s Affordable Health Choices Act of 2009

Myth 6:
5.6 Million illegal immigrants will be covered by ObamaCare. In another form: All non-US citizens, illegal or not, will be provided with free healthcare services 5.6 Million illegal immigrants will be covered by ObamaCare. In another form: All non-US citizens, illegal or not, will be provided with free healthcare services
Fact: Illegal immigrants are specifically excluded from coverage. Of course, this means that they will be continue to get their healthcare from expensive emergency rooms, so that may not actually be a good thing.

The section on page 50 of HR 3200 aligns Health Insurance Exchange policies with other laws currently in effect, such as the Public Health Service Act, State law, and ERISA. Health care cannot trump other laws already in effect.

According to Americas Affordable Health Choices Act of 2009, Page 143, Line 3, Section 246: No Federal Payment for Undocumented Aliens. Nothing in this subtitle shall allow Federal payments for affordability credits on behalf of individuals who are not lawfully present in the United States.
Source: HR 3200, America’s Affordable Health Choices Act of 2009

Myth 7:
Some people wont be covered.
Fact: All people will have the opportunity to be covered, either via employer-provided plans or via the Health Insurance Exchange, which includes the public option. Those who opt out of coverage will be required to pay a penalty, which will be deposited to the general fund maintained for the public option. The penalty is intended to offset the cost of adverse selection; that is, those who opt out when healthy and later opt in at the point of illness or diagnosed chronic conditions. (Page 167 of HR3200, Title IV, Subtitle A, Part I, Sec. 401). The only group excluded will be illegal aliens.
Source: HR 3200, Americas Affordable Health Choices Act of 2009

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Duration : 0:4:14

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Duration : 0:0:24

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